In our country, people who want to buy anything first apply to banks because their savings are very low and their savings awareness is insufficient. Those who receive the income certificate apply to the nearest bank with an identity document for easy credit. After the loan application, bank staff will review your request and give you a positive or negative answer. In some cases, banks respond negatively to you in your loan application.
If you are involved in any of the reasons listed above, banks will consider your loan request as negative. Apart from this, the bank also has its own evaluation systems and if you do not get a valid rating from this system, your request will be evaluated negatively. But your credit rating is actually at the core of all of the above items. Your credit rating is where banks first look and frequently use to evaluate you.
What is Credit Rating, How is it Calculated?
Credit rating is a financial evaluation system, which is also called KKB. In this system, the first to take the credit record is kept of any financial institution in Turkey, you receive your monthly credit payment performance and total loan amount is located. In addition, you have open follow-up accounts in banks and you have debts transferred to asset management companies. Thus, all information contained in this system is evaluated by company and you are given a grade. This note is called a credit note.
The credit rating is between 0 and 1900. 0 represents the lowest credit score, and 1900 represents the best credit score. For this reason, while the credit rating goes to 0, it prevents you to get a loan, while it goes up to 1900 and your credit request will result in a positive result.
How to Upgrade Your Credit Rating?
In order to increase your credit rating, you must first make your credit payments regularly. It is very important in making monthly payments not only for installment loans but also for advance account and credit card. In addition, excessive borrowing lowers your credit score. For this reason, not going to borrow in long terms and in high amounts may increase your credit rating. Since applying to many banks while you want to take a loan will also decrease your credit rating, it is positive to investigate well before applying for a loan and not to apply to many banks to increase your credit rating.
My Credit Rating Is Low How Can I Get Credit?
If your credit rating is low, it is very difficult to get easy loans in front of banks. With the credit rating, which is very important for the banks, credit cannot be given to the people with bad records. But at this point, there is such a website; It provides instant and easy credit to those who are corrupt, blacklisted and executed. The expert team on this site can help you get credit in a short time by telling you the ways to use the loan in the most convenient way.
Instant Credit Opportunity for the Registry is Corrupted
Everyone who applies through the site has the opportunity to get credit by meeting face-to-face with our expert team. If you have a bad record, low credit rating and enforcement proceedings, you can get an easy loan by filling out the application form on the site. Our expert team will provide you with the most useful and fastest service if you fill all the gaps in the application form in the most accurate and proper way for loan application.
With the consultancy company that has been serving you since 2014, over 1200 people have left our credit services without income certificates. Our expert team, which is just a click away, guides you in your loan requests, and shares your ways of obtaining loans even if your registry is corrupt.
Today, the difficulties experienced by people who cannot get loans from banks after borrowing money from those who are called usurers, are trying to prevent you from living too. Our team of experts ensures that you get credit in the shortest and most reliable way with the service it provides.
In addition, we do not demand any file fee, prepay, road fee and payment by deed as some companies want. You can visit our website 24 hours a day, 7 days a week to get easy loans, and you can make your loan application instantly. Your application will be evaluated by our expert team as soon as possible and you will get back to you.